Yadda za a biya lasisi a kan shafin yanar gizonmu ta hanyar banki na bankin duniya SWIFT?

Menene biya bashi? Jin tausayi, gudunmawar tsaro da amfani

Biyan kuɗi SWIFT shi ne kudaden kuɗi na duniya tsakanin bankunan banki da kuma hukumomin shari'a ta hanyar SWIFT International payment network.
Ma'aikatan sadarwa a yanzu suna da fiye da 10 dubban kamfanonin kudi a kasashe na 210. Wannan yana ba ku ikon yin aikawa da sauri a ƙasashen waje a wasu lokuta a mafi yawan ƙasashe masu tasowa.

Yadda za a canza kudi ta hanyar tsarin SWIFT a layi?

Kasuwanci da yawa sun ba da ikon aika da SWIFT duniya ta hanyar yanar gizonku ta banki ba tare da barin gida ba.
Don aika kuɗi zuwa wata ƙasa, shiga asusun Bankinku ("Bankin Intanet", "abokin cinikin intanet") a cikin rukunin canja wurin ƙasashen duniya, sannan cika bayanan da ake buƙata game da mai karɓar, a sauƙaƙe za ku iya aika kuɗi zuwa ƙasashen waje a kudin mai karba.
Idan akwai bayyanar tambayoyin, za ka iya kiran bankin ka don samun karin shawara mai zurfi. 

Yadda za a aika kuɗi daga hannun Bankin?

Duk wani Banki a kasar ku yana bada damar canza SWIFT. Ziyartar kai tsaye zuwa Bankin tare da bayyana aniyarka ta yin ma'amala da samarwa da Bankin bayanan mai karba kai tsaye ga ma'aikacin Bankin. Ma'aikatan banki za su yi kuma su gama muku duka, tsarin ma'amala ba zai ɗauki fiye da minti 15 ba. 

Menene muhimmancin bayanan mai biya don ma'amala? 

Don canja wurin kuɗi zuwa ƙasashen waje abokin ciniki yana buƙatar sanin cikakkun bayanan SWIFT na zahiri ko na doka, waɗanda za a aika da canjin.

Bayanai sune:
- sunan bankin bashi (misali BANGKOK BANK PUBLIC CO..LTD) 
- lambar a cikin tsarin SWIFT (misali BKKBTHBK )
- lambar asusun mai karɓa 
- sunan da sunaye na mai karɓa

SWIFT ya dace don aika da canja wuri a cikin wadannan lokuta:

- Yin aiki da manyan kudade a kasashen waje tare da rage yawan farashi na hukumar.
- Kasuwancin yanar gizo a kasuwanni a waje.
- Biyan kuɗin sabis na kamfanonin kasashen waje.
- Sauya kudaden kuɗin kuɗi ga mutane don wasu dalilai.

Duk da haka, ya kamata a lura cewa duk ayyukan da aka yi a cikin tsarin SWIFT sun kasance lafiya.
Dukkanin, ciki har da kudi, alhakin shi, ana amfani da shi kanta kanta. Haɗuwa da abubuwan da ke tattare da abubuwa na al'ada da kuma abubuwan da suka faru na jiki ba ya yarda da canje-canje a cikin hanya ba, banda kuma, ɓoye na musamman ya sa ba zai iya canza saƙo ba yayin da aka watsa shi ta hanyar SWIFT.
Sai dai abokin ciniki da mai karɓa, babu wanda zai iya karanta abinda yake ciki. 

Cutar gudunmawar aikawar SWIFT zuwa waje?

Yawancin lokaci kuɗin yana zuwa mai karɓa a cikin kwanakin 24 (kwanakin aiki). Tsarin lokaci na ƙarshe zai dauki kwanakin 3-5 a kan asusun mai karɓa.
Don samun ƙarin cikakkun bayanai game da biyan kuɗi don tsari a kan shafin yanar gizonmu, don Allah tuntube mu